Free financial forecasting software

A solid forecast, without being an accountant: products, prices, volumes and costs are pre-filled from your Lean Canvas. Your financial statements build themselves as you make adjustments, with every number explained simply.

Build my forecast for free
  • 01The three financial statements a bank or an investor expects, over three to five years
  • 02The amount to raise, calculated from your cash flows
  • 03No formulas to write, no spreadsheet to maintain
01 / 03

A tool that keeps your numbers consistent

Prices, sales volumes and expenses come from your plan: change one assumption and the whole forecast follows.

  • Four ways to sell: per unit, per hour, by subscription or on commission
  • Growth curves to choose rather than calculate: steady, ramp-up, monthly growth, seasonal
  • Adjust month by month if needed, or leave the curve as it is
  • Costs separated between those proportional to sales and those that stay fixed
  • Every price proposed by the AI comes with the reason for that choice
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The three financial statements, built as you enter your data

Change an assumption and your income statement, cash flow and balance sheet recalculate together. Every line shows the formula that produces it: no black box.

  • Income statement: revenue, gross margin, EBITDA, EBIT, net profit
  • Cash flow: what actually enters and leaves your account, month by month
  • Balance sheet: assets, equity and liabilities, balanced automatically
  • Depreciation, corporate tax and working capital requirements handled for you
  • A sensitivity table to see the effect of a misjudged price or volume
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What you need to raise, and what it costs you

Your funding need is read from your cash flows. SeedAngels calculates it, then helps you cover it with debt, equity, or both.

  • Your funding need read directly from your cash flows
  • Loans: full amortisation schedule, interest, and the effect on your cash
  • Equity: pre-money and post-money valuation, investor share, your dilution
  • Working capital requirements, so late-paying customers do not catch you out
  • The return an investor can expect, calculated over the term of your forecast

Numbers you can trace back

No figure on your dashboard is written by an AI: all of them are calculated from assumptions you can see and change. Your dashboard then reports them back to you as an investor would: when you become profitable, how much you need, and where your break-even point sits.

Software, free spreadsheet template or accountant?

Three ways to build a financial forecast. Here is what actually changes for you.

CriterionSeedAngelsFree spreadsheet templateAccountant
PriceFreeFreeOn quote
Formulas to write and maintainNoneYes, and one broken cell spreads everywhereNone, the accountant handles them
Starting assumptionsPre-filled from your Lean CanvasBlank pageDepends on the engagement
Income statement, cash flow and balance sheet linkedYes, recalculated liveDepends on the templateYes
Funding need and valuationCalculated automaticallyTo work out yourselfDepends on the engagement
Business Plan and Pitch DeckFed automaticallyCopy and paste by handSeparate document
Changing an assumptionAnytime, on your ownIf you master the fileA new round trip each time

Questions about financial forecasting

Yes: SeedAngels is free, online financial forecasting software. You enter what you sell, at what price and what it costs you, and your income statement, cash flow, balance sheet and funding need are calculated for you.
No. The software runs online, in your browser. Your forecast is saved in your account: you can come back to it and change it whenever you like, with no file to send around or keep versioned.
A spreadsheet template leaves you with a blank page and formulas to maintain: one badly copied cell skews the whole table. Here, the assumptions are pre-filled from your project, the three financial statements stay linked together, and your funding need is calculated automatically. Your numbers then feed straight into your Business Plan and your Pitch Deck.
Yes, that is precisely why the tool exists. You never see a spreadsheet formula. You answer questions about what you sell and what you spend, in plain language, and the financial statements are produced from your answers. Every accounting term is explained in one sentence where it appears.
All of them, at any time, as often as you like. The AI gives you a realistic starting point for your sector, but it is your forecast and you are the one who will have to defend it: nothing is locked.
Yes. You can add bank loans with their rate and term and obtain the full amortisation schedule, set your share capital, and model a round with pre-money and post-money valuation, the investor's share and your own dilution.
Three years by default, with the first year detailed month by month. You can add or remove years, and choose the month your forecast starts.
Your financial statements are integrated into your Business Plan and your Pitch Deck, which export to Word, PDF and PowerPoint. The forecast itself stays live in the application so you can keep adjusting it.

The rest of your package

Your numbers feed directly into the documents you will actually send.

Lean Canvas

A researched Lean Canvas that everything else is built from.

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Business Plan

The written document a bank or a funding committee reads.

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Pitch Deck

The same story, on the slides investors expect.

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See your numbers before you commit

Build your forecast and consult your dashboard. You can decide about the documents later.

Build my forecast for free